Nope - you can create groups, track expenses, pay friends with cash or another card , all without signing up for a B-Social card.

We've designed B-Social however so that you can combine your spending with your social life.

You can upgrade your account at anytime for free. You will get a B-Social card and unlock more features including being able to easily send money and receive money from other existing card holders of B-Social. 

Did this answer your question?